Reducing the Subsidence Risk to Your Home Caused by Trees

Subsidence is a serious issue for both homeowners and the insurance industry according to insurer Hiscox.  Many of the problems we see today are caused by older trees.  However, looking into the future, homeowners - especially those with newly built homes - are urged to follow some simple guidelines when planting new trees.  By doing this, they’ll hopefully be able to avoid subsidence problems in 25 or 30 years time when today’s saplings are fully grown.

Trees account for a large proportion of subsidence claims in the UK every year, with tree roots causing the majority of incidents.  As such, insurers urge anyone looking to plant a tree within the grounds of their home to choose wisely when considering what variety of tree to plant and where.  Careful planning when planting, such as making sure you consider the distance between the tree and the nearest properties or simply choosing the right tree for your location, can help safeguard buildings against subsidence damage in the future.

When you want to plant a new tree, give careful consideration to the variety you choose - some are not suitable for most gardens because their roots and canopy grow too big.  Trees and shrubs should be planted a safe distance away from houses, garages and other outbuildings as well as underground drains and buildings belonging to neighbours.  Be aware that the minimum distance from property from which a tree should be planted varies according to the type of tree.

If you are planning your garden today and want to try and avoid subsidence problems in the future, plan your planting carefully and remember to look after and maintain your trees as they grow.

To get a competitive quote for your home buildings and contents insurance, contact your chosen Cherrypicked Insurance broker.

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To talk to an expert in your area and get a quote, contact your Cherrypicker.