Why you should use an insurance broker

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Buying products online has really taken off in recent years.  Most of us wouldn’t think twice about buying a DVD, a flight or even our personal car insurance online.  However, when it comes to buying business insurance that covers and protects your livelihood - that’s a completely different kettle of fish.

There are lots of things to consider when buying business insurance, more than the basics of property, motor and employer’s liability insurance. For example - if you have a fleet of cars, vans or other vehicles you may wish to consider fleet insurance; you may benefit from trade credit insurance to protect your business against bad debts to ensure business continuity; goods in transit insurance can be beneficial if you transport goods or materials, as well as a raft of liability insurances that can help cover various aspects of your business’ legal liability. 

An insurance broker will give you risk advice based on your business needs and can source a tailor-made solution from the insurers they work with.  Because Cherrypicked Insurance Brokers are experienced at working with businesses in different industries, they can also offer you invaluable advice on insurances you may not have even considered and their benefits to your business.

Your local Cherrypicked Insurance Broker can advise you on important policy issues that you could easily miss or misinterpret if you buy your business insurance direct – items such as the various excesses and how they apply to you, jargon in the small print and how to ensure you set your policy limits correctly.

They can also help you with your risk management and health and safety procedures, improving your company’s risk profile.  Good advice and careful management can help reduce your insurance premiums.

Your Cherrypicked Insurance Broker will take the time to get to know your business and its future plans. To review your business insurance needs start by selecting your local insurance broker.

Last reviewed 7/1/2011

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