Are You Putting Your Belongings at Risk?

Many people in rented accommodation are putting their belongings at risk because they are not buying home contents insurance. 

The increased cost of living in the UK often means that tenants are looking to cut costs.  Home contents insurance is viewed by many as a bit of a luxury and so is often the first to go.  Further, many renters don’t believe that they have enough possessions to make insurance worthwhile.  However, many have expensive belongings such as plasma screen TVs, computer games, laptops, mp3 players and designer clothes, all of which are extremely attractive to burglars.

You’d probably be surprised at how much your belongings are actually worth.  For example, how much would it cost you to replace your CD and DVD collections?  Take a few minutes to look around your home and think about how much it would cost you to replace all of your possessions if they were destroyed in a fire. 

Remember that insurance can cover you not only against fire and break-in but also against other household disasters such as damage caused by a leaking shower or immersion heater.  Further, as many people can testify from personal experience in the wake of the summer 2007 floods, claims for flood damage can run to thousands of pounds. 

Whilst home contents insurance might not seem essential, it's almost certainly cheaper to insure your belongings than to pay to replace them yourself.

To get a competitive rate for your home contents insurance, contact your chosen Cherrypicked Insurance broker.

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To talk to an expert in your area and get a quote.