Employers Liability - Changes to the Regulatory Framework

The regulatory framework governing Employers' Liability Insurance certificates changed on 10 October 2008.  Under the new regulations*, the requirement for employers to retain copies of their Employers Liability (EL) certificates for 40 years was removed. Further, whilst employers are still legally required to display their EL certificate in each place of business, under the 2008 Regulations this requirement is satisfied if the certificate is made available in electronic form and each employee to whom it relates has reasonable access to it.

The change in legislation should not, however, result in any slippage in your business's current practice relating to the retention of EL Certificates. Given the long tail nature and latency periods of some occupational diseases, you are strongly encouraged to retain a record of your EL insurance history as far back as possible and keep that information alongside current data. The same principle applies should you acquire other businesses. It remains in the employer's best interests to retain insurance information because if no records can be found, it is the employer who will be responsible for payment of the claim.

For further information on Employers’ Liability Insurance please contact your local Cherrypicked Insurance Broker.

*Employers' Liability (Compulsory Insurance) (Amendment) Regulations 2008

 Last reviewed 01/10

 

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