Working From Home - what can go wrong?

Fire

Business contents were damaged following a fire in the home.  As a result, the policyholder couldn't run his business from there.  The business interruption cover provided under the business from home policy covered the additional expenses involved in moving the business to short term alternative premises whilst the repairs were being carried out.

Theft

Thieves broke into the policyholder's home and amongst other items, stole  equipment and money pertaining to the business. Business property is normally excluded under a standard household policy.  However, the claim was settled under his business from home insurance policy.

These are only examples.  The circumstances of each claim vary and are subject to the terms and conditions of the policy wording

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