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<title>Cherry Picked Insurance News</title>
<language>en-gb</language>
<link>http://cherry-picked-insurance.co.uk</link>
<description>Latest news stories from Cherry Picked Insurance</description>
  <item>
    <title><![CDATA[The Importance of understanding Insurance Warranties]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/the-importance-of-understanding-insurance-warranties]]></link>
    <description><![CDATA[
      Imagine this scenario - a welding contractor arrived to do some work in a client’s processing plant.&nbsp; The client, who used this contractor regularly, had imposed their own hot work procedures and was satisfied with the safety precautions taken by the contractor. Unfortunately, a serious fi...      ]]>
    </description>
    <pubDate>2013-03-06 13:58:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Business Insurance for computers]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/business-insurance-for-computers]]></link>
    <description><![CDATA[
      In the late 1940s, the boss of a major computer business was famously quoted as saying, “I think there is a world market for maybe five computers.” That he was probably misquoted shouldn’t disguise the fact that no one could have foreseen the growth of the computer market to an extent that ...      ]]>
    </description>
    <pubDate>2013-01-31 16:31:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Protect your home from flood risk]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/protect-your-home-from-flood-risk]]></link>
    <description><![CDATA[
      Summer may have long since given way to this season’s chill but the record levels of rainfall seen earlier in the year show no signs of letting up, with parts of Northern Ireland, England and Wales continuing to see flooding. All of which focuses attention on the renewal of an agreement between...      ]]>
    </description>
    <pubDate>2012-12-20 16:20:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Stress in the workplace]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/stress-in-the-workplace]]></link>
    <description><![CDATA[
      Stress in the workplace is a serious issue for employers. You need to be aware of the human, business and possible legal impact of your employees suffering from stress.Employers have a general duty under the Health and Safety at Work Act 1974 to provide a safe working environment and more specifi...      ]]>
    </description>
    <pubDate>2012-11-02 15:15:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Motor Fleet Claims Tips]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/motor-fleet-claims-tips]]></link>
    <description><![CDATA[
      Businesses need to continually review their costs. Reducing fleet motor claims may help to keep insurance premiums in check and save money on excesses. Tips you may wish to consider that could help reduce claims frequency and/or costs include:

Adopt a procedure detailing ‘What to do in the e...      ]]>
    </description>
    <pubDate>2012-09-18 14:22:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Plant and farm theft on the increase]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/plant-and-farm-theft-on-the-increase]]></link>
    <description><![CDATA[
      Tractors, quad bikes, power tools, oil, JCBs, loaders, forklifts - both countryside and city, building sites and farms, have a vast array of items of value to attract a rising wave of criminals. Current estimates place the value of plant theft alone at £1 million each week*.
Historically manufa...      ]]>
    </description>
    <pubDate>2012-08-07 11:40:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Changes to Driving Licence Rules in Great Britain]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/changes-to-driving-licence-rules-in-great-britain]]></link>
    <description><![CDATA[
      Driving licence rules will be changing from 19 January 2013.&nbsp; There will be many new rules for motorcycles, cars towing trailers, buses and lorries. As part of the changes to the new rules for driving, the Driver and Vehicle Licensing Agency (DVLA) will also be issuing a new style of driving...      ]]>
    </description>
    <pubDate>2012-06-15 15:58:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Olympic pick-pocketing]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/olympic-pickpocketing]]></link>
    <description><![CDATA[
      In 2010 a survey from online travel site TripAdvisor placed London as tenth in destinations where tourists are most likely to be pick pocketed. This year the Olympic Games and Diamond Jubilee celebrations will see an influx of tourists and their wealth into the UK, potentially attracting more cri...      ]]>
    </description>
    <pubDate>2012-05-25 16:40:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Personal injury claims push up the cost of motor insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/personal-injury-claims-push-up-the-cost-of-motor-insurance]]></link>
    <description><![CDATA[
      Despite a fall in the number of road accidents, personal injury claims continue to rise, pushing up the cost of motor insurance for all.
The Transport Select Committee noted that there has been a 70% rise in motor insurance injury claims in the past six years, despite a 23% drop in number of cas...      ]]>
    </description>
    <pubDate>2012-05-09 14:59:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Loss of Profits Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/loss-of-profits-insurance]]></link>
    <description><![CDATA[
      In March 2011, the Tsunami in Japan devastated large areas of its North-East coast line, destroying hundreds of lives and thousands of homes. The devastation wiped out large swathes of Japan’s manufacturing industry and energy systems, crippling its infrastructure. 
The highly regarded ‘just...      ]]>
    </description>
    <pubDate>2012-02-14 15:47:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Emerging Careers and jobs for the 21st century]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/emerging-careers-and-jobs-for-the-21st-century]]></link>
    <description><![CDATA[
      The way we earn a living and the professions we choose as careers can be due to careful planning or, in some cases, by chance or parental influence.&nbsp; What is certain though is that the nature of many jobs is changing along with the types of businesses and the associated environments in which...      ]]>
    </description>
    <pubDate>2012-01-04 16:57:00</pubDate>
  </item>
  <item>
    <title><![CDATA[The Growing Risk of Metal Theft]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/the-growing-risk-of-metal-theft]]></link>
    <description><![CDATA[
      Over the last three years, the rise in metal prices has led to thieves stealing lead from church roofs, concern about the risk of precious metal theft and this year cable theft has made the press.
Nightmare commuters’ journeys are not unusual – but in addition to the usual ‘reasons’ of l...      ]]>
    </description>
    <pubDate>2011-11-11 15:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Workplace ill health and injury continues to fall]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/workplace-ill-health-and-injury-continues-to-fall]]></link>
    <description><![CDATA[
      Figures published by the Health and Safety Executive (HSE) suggest that workplace ill health and injury has continued to fall.&nbsp; The figures, recorded between April 2010 and March 2011, showed the following reductions in sickness and injury:

6% fall in major injuries to 24,726 (amputations...      ]]>
    </description>
    <pubDate>2011-11-08 16:02:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Off-site Health and Safety Regulations highlighted]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/offsite-health-and-safety-regulations-highlighted]]></link>
    <description><![CDATA[
      Safety at work has once again been highlighted with the successful prosecution of a cardboard box manufacturer in Kent.&nbsp; A delivery driver, employed by W.E. Roberts (Corrugated) Limited from Northfleet, suffered severe head injuries that have had a life-changing effect after a fall in 2009....      ]]>
    </description>
    <pubDate>2011-10-25 11:07:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Second Company charged with Corporate Manslaughter]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/second-company-charged-with-corporate-manslaughter]]></link>
    <description><![CDATA[
      A second company, Lion Steel Limited, has been charged under the Corporate Manslaughter and Corporate Homicide Act 2007, with a trial date set for 2012. The charge relates to the death of an employee, Steven Berry, who suffered a fatal fall through a fragile roof panel at the company’s offices ...      ]]>
    </description>
    <pubDate>2011-10-07 16:26:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Tracing Employers’ Liability Insurers]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/tracing-employers-liability-insurers]]></link>
    <description><![CDATA[
      In the past, individuals who wanted to make a claim against a former employer in relation to injury or disease caused during their employment may have run into difficulties. This was largely due to the nature of industrial disease, such as asbestosis, which can take many years to show symptoms, b...      ]]>
    </description>
    <pubDate>2011-09-26 10:14:00</pubDate>
  </item>
  <item>
    <title><![CDATA[What’s covered under the Riot Damages Act?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/whats-covered-under-the-riot-damages-act]]></link>
    <description><![CDATA[
      The recent riots in London and throughout the UK have thrown up lots of questions about insurance coverage across different types of insurance policies and subsequent compensation.&nbsp; Due to the nature of the riots this has been of equal interest to businesses and individuals. 
Many property ...      ]]>
    </description>
    <pubDate>2011-09-05 15:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[London Riots -  Riot Insurance Cover and Business Continuity Plans]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/london-riots-riot-insurance-cover-and-business-continuity-plans]]></link>
    <description><![CDATA[
      The riots and looting in London and across the UK this August have shown that the social unrest that began in the UK in 2010 is set to continue and spark unpredictably. In 2010 strikes and protests dominated the headlines, with student fee protests causing chaos and major disruption to a number o...      ]]>
    </description>
    <pubDate>2011-08-09 09:34:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Continuous Insurance Enforcement Law begins with letters to uninsured drivers from June 2011]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/continuous-insurance-enforcement-law-begins-with-letters-to-uninsured-drivers-from-june-2011]]></link>
    <description><![CDATA[
      The new Continuous Insurance Enforcement Law makes it illegal to own an uninsured vehicle unless it has been declared as off-road (Statutory Off Road Notification (SORN)), or is exempt from insurance.&nbsp; As part of the crackdown, vehicle owners who have so far been identified as contravening t...      ]]>
    </description>
    <pubDate>2011-07-15 13:52:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Insurance costs hit by ECJ ruling]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/insurance-costs-hit-by-ecj-ruling]]></link>
    <description><![CDATA[
      In March 2011,&nbsp;the European Court of Justice ruled that insurers can not charge different premiums because of a person’s gender as this action would constitute discrimination.Even though women are statistically less likely to make a car insurance claim, they can no longer be charged lower ...      ]]>
    </description>
    <pubDate>2011-06-30 14:51:00</pubDate>
  </item>
  <item>
    <title><![CDATA[TV ad campaign heralds Motor Insurance Law change]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/tv-ad-campaign-heralds-motor-insurance-law-change]]></link>
    <description><![CDATA[
      Motorists in the UK were reminded via a TV advertising campaign in 2011 of new rules regarding motor insurance that came into force on June 20, 2011. 
The new rules make it an offence to keep an uninsured car rather than the previous rules which just made it illegal to drive an uninsured car. Mo...      ]]>
    </description>
    <pubDate>2011-05-31 12:24:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Construction (Design & Management) Regulations 2007]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/construction-design-management-regulations-2007]]></link>
    <description><![CDATA[
      Construction is a dangerous industry with a disproportionate level of fatalities, major injuries and incidents of ill-health. According to the Health and Safety Executive (HSE) in 2010 (July 2009 – June 2010) 42 people people died from injuries they received as a result of construction work. Ma...      ]]>
    </description>
    <pubDate>2011-05-06 16:24:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Business Travel Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/business-travel-insurance]]></link>
    <description><![CDATA[
      Business travel insurance is an important purchase.&nbsp; Often, it’s not just the case of buying an ‘off the shelf’ product as with family travel insurance – there are plenty of other things you may wish to consider.
Check the sums insured limit
With some ‘off the shelf’ travel ins...      ]]>
    </description>
    <pubDate>2011-04-18 13:54:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Directors and Officers Liability Insurance explained]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/directors-and-officers-liability-insurance-explained]]></link>
    <description><![CDATA[
      The importance of your duties and responsibilities as a director or officer has reached unprecedented levels. Legislation is driving regulation and increasing the required levels of due diligence within the UK. You are responsible for the management decisions you take, and claims can be brought a...      ]]>
    </description>
    <pubDate>2011-04-18 13:34:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Do you need Cyber Liability Insurance?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/do-you-need-cyber-liability-insurance]]></link>
    <description><![CDATA[
      With social networking use increasing at an unparalleled rate many businesses are now taking their first steps into a world that has been dominated by personal use up to now.&nbsp; However, social networking developments at a business level are increasing rapidly. 
Social networking has been the...      ]]>
    </description>
    <pubDate>2011-04-18 09:24:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Multi-Trip or Single Trip Travel Insurance?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/multitrip-or-single-trip-travel-insurance]]></link>
    <description><![CDATA[
      Travel insurance is usually purchased as a standard combined package of covers designed to protect you from a variety of adverse events that could occur while you are on holiday. 
These typically include:

Provision of some financial recompense if your trip is cancelled or curtailed due to cir...      ]]>
    </description>
    <pubDate>2011-04-15 16:06:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Employers Liability Insurance explained]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/employers-liability-insurance-explained]]></link>
    <description><![CDATA[
      As an employer, you are responsible for the health and safety of your employees while they are at work. Your employees may be injured at work, or your former employees may become ill as a result of their work while in your employment. They may try to claim compensation from you if they believe yo...      ]]>
    </description>
    <pubDate>2011-04-15 11:15:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Construction firm prosecuted under Working at Height Regulations]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/construction-firm-prosecuted-under-working-at-height-regulations]]></link>
    <description><![CDATA[
      The dangers of working at height have once again been highlighted as a Telford construction firm has been prosecuted by the Health and Safety Executive (HSE).
The firm in question, Dodd Group (Midlands) Limited, was fined £20,000 and had to pay £3,511 in costs, after being found guilty of brea...      ]]>
    </description>
    <pubDate>2011-03-28 16:20:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Young female drivers to pay more for car insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/young-female-drivers-to-pay-more-for-car-insurance]]></link>
    <description><![CDATA[
      As a result of a European Court of Justice Ruling that insurance companies can no longer use gender based risk assessment for calculating car insurance premiums from December 2012, it’s likely that premiums will rise for young women drivers. 
Previously, young female drivers had been paying si...      ]]>
    </description>
    <pubDate>2011-03-16 09:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[First conviction under Corporate Manslaughter and Corporate Homicide Act 2007]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/first-conviction-under-corporate-manslaughter-and-corporate-homicide-act-2007]]></link>
    <description><![CDATA[
      Cotswold Geotechnical Holdings Limited (CGH)&nbsp;became the first company in the UK to be convicted under the Corporate Manslaughter and Corporate Homicide Act 2007.&nbsp; As a result of the conviction, the business was fined a total of £385,000 for corporate manslaughter at Winchester Crown Co...      ]]>
    </description>
    <pubDate>2011-03-15 14:33:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Event Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/event-insurance]]></link>
    <description><![CDATA[
      Warmer weather is on its way and, with true British optimism, the Summer’s corporate events will soon be organised. 
Whether the event is as simple as a summer barbecue for clients or as complicated as a concert, it is worth considering the implications if things don’t quite go to plan due t...      ]]>
    </description>
    <pubDate>2011-03-07 15:54:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Staff Dishonesty Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/staff-dishonesty-insurance]]></link>
    <description><![CDATA[
      It’s difficult to imagine running a business without trust in your staff. Unfortunately for some businesses blind trust, especially in long-serving employees, has led to disappointment and financial loss. Fraud&nbsp;cost the UK’s private sector £9.3 billion a year in 2010*, with business fra...      ]]>
    </description>
    <pubDate>2011-03-07 14:36:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Continuous Insurance Enforcement]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/continuous-insurance-enforcement]]></link>
    <description><![CDATA[
      Latest estimates have suggested suggest that around 1.5 million vehicles on the road in the UK are uninsured. It is hoped that Continuous Insurance Enforcement (CIE), which launched in 2011, will play a part in reducing the number of these uninsured motorists whose road traffic accidents add on a...      ]]>
    </description>
    <pubDate>2011-03-07 12:21:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Who doesn’t require Professional Indemnity Insurance?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/who-doesnt-require-professional-indemnity-insurance]]></link>
    <description><![CDATA[
      If you are self-employed in a professional capacity or you own or manage a company, the chances are that you will require professional indemnity insurance.&nbsp; Professional indemnity insurance protects the policyholder, company or individual, against a claim due to professional negligence. 
Pr...      ]]>
    </description>
    <pubDate>2011-03-04 16:26:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Egypt and North African Turmoil highlights Travel Insurance Issues]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/egypt-and-north-african-turmoil-highlights-travel-insurance-issues]]></link>
    <description><![CDATA[
      Unrest in Egypt and other areas in North Africa in 2011 highlighted some common queries about travel insurance policies and their provision with regard to civil unrest. 
A common query is that of flight transference.&nbsp; If you find that your flight has been transferred to another destination ...      ]]>
    </description>
    <pubDate>2011-02-17 15:11:00</pubDate>
  </item>
  <item>
    <title><![CDATA[What’s included in Landlords Insurance?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/whats-included-in-landlords-insurance]]></link>
    <description><![CDATA[
      Landlords insurance can be purchased by residential or commercial property owners or property owners who have purchased their first buy-to-let property.&nbsp; However, it’s important to know what is typically included in a Landlords Insurance policy so that you get the right insurance cover for...      ]]>
    </description>
    <pubDate>2011-02-17 14:30:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Control of Vibration at Work Regulations 2005 Compliance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/control-of-vibration-at-work-regulations-2005-compliance]]></link>
    <description><![CDATA[
      The transitional period for compliance with The Control of Vibration at Work Regulations 2005 (‘the regulations’) came to an end in July 2010. Employers are now required to comply fully with the regulations and, as such, you can no longer allow the ‘exposure limit value’ to be exceeded wh...      ]]>
    </description>
    <pubDate>2011-02-07 16:27:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Winter Car Kit]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/winter-car-kit]]></link>
    <description><![CDATA[
      Prepare early to ensure you aren’t caught out in the cold in your car this winter.&nbsp; Apart from the usual winter motor checks – tread and pressure of tyres, anti-freeze in your screen-wash and efficient working brakes, here is our suggested winter car kit:

A scraper and de-icer 
A bla...      ]]>
    </description>
    <pubDate>2011-01-25 15:25:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Travel insurance claims]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/travel-insurance-claims]]></link>
    <description><![CDATA[
      Every year a number of business travel insurance claims are rejected by insurers.
Common reasons are:
Failure to disclose pre-exiting medical conditions
Travel insurance companies ask for details of pre-existing conditions at the time of buying or renewing a policy. It is imperative that any c...      ]]>
    </description>
    <pubDate>2011-01-18 11:08:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Uninsured drivers come under pressure]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/uninsured-drivers-come-under-pressure]]></link>
    <description><![CDATA[
      The Continuous Insurance Enforcement Regulations (CIE), which came into effect in 2011, mean that it is an offence to keep an uninsured vehicle instead of just driving it uninsured.&nbsp; This means that all vehicle owners face prosecution unless they either insure their vehicles or submit a SORN...      ]]>
    </description>
    <pubDate>2011-01-14 12:18:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Sub-contractor's insurance liabilities]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/subcontractors-insurance-liabilities]]></link>
    <description><![CDATA[
      Times are tough for the 2.2 million people employed in the British construction industry.&nbsp; Along with increased financial pressures they also face working in one of the most dangerous and physically challenging industries.&nbsp; Even with the strictest health and safety regimes, accidents ca...      ]]>
    </description>
    <pubDate>2011-01-07 15:46:00</pubDate>
  </item>
  <item>
    <title><![CDATA[BIBA wants motor insurance costs to fall]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/biba-wants-motor-insurance-costs-to-fall]]></link>
    <description><![CDATA[
      The British Insurance Brokers’ Association (BIBA)&nbsp;set out plans to reduce the cost of motor insurance to the Transport Select Committee enquiry in November 2010. 
Advocating affordable motor insurance, particularly for younger drivers, Graeme Trudgill, BIBA’s Head of Corporate Affairs s...      ]]>
    </description>
    <pubDate>2010-12-20 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Buying the right insurance as a sole trader]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/buying-the-right-insurance-as-a-sole-trader]]></link>
    <description><![CDATA[
      Are you a sole trader?&nbsp; Many sole traders don’t even realise that term or classification when asked.&nbsp; If you’re a self-employed ‘one man band’ then the likelihood is that you’re a sole trader.&nbsp;&nbsp; 
Protecting your livelihood is important when you’re a sole trader bu...      ]]>
    </description>
    <pubDate>2010-12-20 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Speaking the language]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/speaking-the-language]]></link>
    <description><![CDATA[
      Today everyone seems to be in a hurry.&nbsp; In a rush to get to work; in a rush to get home; impatient on the roads and frustrated by queues.&nbsp; This is also shown by how some people buy insurance.&nbsp; Often, just before their renewal date, they jump onto the internet and frantically buy ca...      ]]>
    </description>
    <pubDate>2010-12-16 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[When you need high value home insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/when-you-need-high-value-home-insurance]]></link>
    <description><![CDATA[
      Most general home contents insurance policies will give you a set monetary amount for contents.&nbsp; However, within the general content sum insured there are quite often limits on how much they will pay for higher value or risk items. 
There are all sorts of items that could fall into this cat...      ]]>
    </description>
    <pubDate>2010-12-15 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Resuscitating first aid skills]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/resuscitating-first-aid-skills]]></link>
    <description><![CDATA[
      The Health and Safety Executive’s (HSE) First Aid at Work Training guidance has changed. The Health and Safety (First-Aid) Regulations 1981 still ‘require employers to provide suitable first-aid equipment, facilities and personnel to enable immediate assistance to be given to employees if the...      ]]>
    </description>
    <pubDate>2010-12-13 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Catalytic burglars]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/catalytic-burglars]]></link>
    <description><![CDATA[
      Catalytic converter theft in the U.K. is on the rise.&nbsp; The increase is believed to be fuelled by a difficult economy and the high price of the precious metals contained in the devices – one converter will raise at least £150. The average catalytic converter contains one to two grams of th...      ]]>
    </description>
    <pubDate>2010-12-06 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Fire Risk Inspectors in your area]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/fire-risk-inspectors-in-your-area]]></link>
    <description><![CDATA[
      Local Fire Authority Inspectors&nbsp;make visits to businesses&nbsp;to check&nbsp;Fire Safety Risk Assessments and compliance with legislation such as the Regulatory Reform Fire Safety Order 2005 (FSO). 
Fire Safety Risk Assessment helps determine the chances of a fire starting and the danger, i...      ]]>
    </description>
    <pubDate>2010-12-06 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Putting together the right shop insurance policy]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/putting-together-the-right-shop-insurance-policy]]></link>
    <description><![CDATA[
      One of the last things you want to have to worry about when you’re starting a business is insurance.&nbsp; But, as a business owner it’s vital that you have the right shop insurance for you. 
Some of the covers offered by a typical shop insurance policy are shown below:

Public Liability I...      ]]>
    </description>
    <pubDate>2010-11-30 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[What’s included in small business insurance?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/whats-included-in-small-business-insurance]]></link>
    <description><![CDATA[
      If you’re starting out in business or are a small business owner then you’ll want to know what kind of insurance cover you’ll need.&nbsp; The good news is that many insurers offer a small combined business insurance policy that can be tailored to your needs.&nbsp; By talking to your insuran...      ]]>
    </description>
    <pubDate>2010-11-29 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Acting like a Professional]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/acting-like-a-professional]]></link>
    <description><![CDATA[
      Going it alone or starting your own company can be very exciting, but it can also be fraught with danger.&nbsp; There are a number of things for new businesses to consider and if you offer advice or professional services then you may need to purchase professional indemnity cover. 
Professional i...      ]]>
    </description>
    <pubDate>2010-11-29 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[What will stop you trading?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/what-will-stop-you-trading]]></link>
    <description><![CDATA[
      Consider the circumstances that would stop you trading - fire, flood, other damage to your premises or machinery, or even theft of raw materials.&nbsp; Within your business you will be taking steps to minimise the risks and will have purchased business interruption (BI) insurance, as protection a...      ]]>
    </description>
    <pubDate>2010-11-24 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Network of Theft]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/network-of-theft]]></link>
    <description><![CDATA[
      The increase in popularity of social networking sites such as Twitter, Facebook and LinkedIn presents new opportunities for criminals misusing those sites.
A happy post sent from that beach bar in The Med or those holiday snaps posted to Facebook from the golf course in the Algarve can alert thi...      ]]>
    </description>
    <pubDate>2010-11-17 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[New Road Traffic Act]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/new-road-traffic-act]]></link>
    <description><![CDATA[
      The Ministry of Justice (MoJ) has introduced a fast track process for road traffic personal injury claims, valued between £1,000 to £10,000, arising from accidents occurring on or after 30 April 2010 in England and Wales. 
The reforms to the Road Traffic Act aim to ensure that the process deli...      ]]>
    </description>
    <pubDate>2010-11-10 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Insurance for Wine Collections]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/insurance-for-wine-collections]]></link>
    <description><![CDATA[
      For many centuries investors have purchased and collected wine for drinking enjoyment and as an investment. Growing wine collections can soon accumulate value but are often overlooked when it comes to stating your insurance requirements.
Most household insurance policies will offer some level of...      ]]>
    </description>
    <pubDate>2010-11-10 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Working from Home Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/working-from-home-insurance]]></link>
    <description><![CDATA[
      As technology makes greater in-roads into working patterns, more and more people are working from home.
As many as 3% of all workers ‘usually’ worked from home in 2008, with 7% working from home at least once a week and 5% at least once a month.&nbsp; Of the occasional home workers, almost t...      ]]>
    </description>
    <pubDate>2010-11-08 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Fire Brigade Strikes and Property Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/fire-brigade-strikes-and-property-insurance]]></link>
    <description><![CDATA[
      Most property insurance policies require reasonable precautions to be taken irrespective of fire brigade response. The general stance of insurers to date has been that the strikes do not affect this requirement.&nbsp; Many insurers are issuing bulletins on the measures that you should adopt durin...      ]]>
    </description>
    <pubDate>2010-11-04 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[What next for Insurance Premium Tax?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/what-next-for-insurance-premium-tax]]></link>
    <description><![CDATA[
      Insurance Premium Tax (IPT) was first introduced on October 1, 1994 by the Conservative Government as a single 2.5% rate tax on insurance.

On April 1, 1997 the standard rate was increased from 2.5% to 4% for general insurance. A new higher rate tax of 17.5% was also introduced for sales of tra...      ]]>
    </description>
    <pubDate>2010-10-25 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Business Property Insurance Claims]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/business-property-insurance-claims]]></link>
    <description><![CDATA[
      Property Insurance Claims arise for many reasons. Immediate thoughts perhaps go to fire damage, theft and flood damage claims. Along with these, property owners may need to claim for other costs, here is an example:
Business Interruption 
As a result of a fire at a manufacturing company, it mov...      ]]>
    </description>
    <pubDate>2010-10-05 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Directors and Officers Liability Insurance Claims]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/directors-and-officers-liability-insurance-claims]]></link>
    <description><![CDATA[
      Defending a liability claim can be hugely expensive even if the defence is successful. While payment from your company (if in existence) may be possible, can your company's balance sheet afford it? You can protect yourself with insurance - Directors and Officers Insurance provides cover for the l...      ]]>
    </description>
    <pubDate>2010-10-05 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Residential Property Owners Claims]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/residential-property-owners-claims]]></link>
    <description><![CDATA[
      Residential property owners may not be easily able to prevent damage to their properties as they are not in everyday contact with them. Here are some examples of residential property owner claims: 

During a spell of&nbsp;cold weather, the water supply pipe in a rented house’s loft space froz...      ]]>
    </description>
    <pubDate>2010-05-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Management Liability Protection]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/did-you-know/management-liability-protection]]></link>
    <description><![CDATA[
      Against a backdrop of difficult economic conditions in an increasingly litigious society, there has never been a greater need for UK companies and their directors to have suitable protection from legal actions brought against them. With many employers being forced to downsize over the last year, ...      ]]>
    </description>
    <pubDate>2010-03-05 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Lost Data and Cyber Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/did-you-know/lost-data-and-cyber-insurance]]></link>
    <description><![CDATA[
      Reports of people's personal details being compromised by government agencies, retailers, educational and financial institutions, and internet businesses have become all too common in recent times.&nbsp;These incidents, often involving lost or stolen laptop computers, computer disks and Universal...      ]]>
    </description>
    <pubDate>2010-03-05 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Employers Liability - Changes to the Regulatory Framework]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/did-you-know/employers-liability-changes-to-the-regulatory-framework]]></link>
    <description><![CDATA[
      The regulatory framework governing Employers' Liability Insurance certificates changed on 10 October 2008.&nbsp; Under the new regulations*, the requirement for employers to retain copies of their Employers Liability (EL) certificates for 40 years was removed.&nbsp;Further, whilst employers are s...      ]]>
    </description>
    <pubDate>2010-03-05 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Control of Vibration at Work Regulations]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/did-you-know/control-of-vibration-at-work-regulations]]></link>
    <description><![CDATA[
      The Control of Vibration at Work Regulations 2005 (SI 1093) aim to control the exposure of workers to risks from vibrating work equipment, vehicles and machinery. The Regulations impose duties on employers to protect staff who may be at risk from either hand-arm or whole-body vibration and others...      ]]>
    </description>
    <pubDate>2010-03-05 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Floods and Your Business]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/did-you-know/floods-and-your-business]]></link>
    <description><![CDATA[
      Whatever its cause, flooding is often one of the most devastating events that can hit your business.&nbsp; If your company is in a flood prone area you should look at adopting strategies to help minimise its effects.&nbsp; Here are some free or low cost tips you can follow to help reduce the impa...      ]]>
    </description>
    <pubDate>2010-03-05 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Corner Cutting Fears - Health & Safety]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/corner-cutting-fears-health-safety]]></link>
    <description><![CDATA[
      
Whilst many businesses need to control costs to survive,&nbsp;there is real concern that organisations will also cut corners, leading to an unsafe working environment.
A quarter of business leaders say that their organisation will face pressure to cut health and safety budgets during the reces...      ]]>
    </description>
    <pubDate>2010-02-18 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Preparing for a Pandemic]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/preparing-for-a-pandemic]]></link>
    <description><![CDATA[
      When the World Health Organisation (WHO) raised its alert level on the swine flu outbreak to Phase 6 in June 2009, officially declaring the outbreak a global pandemic, it was the first such declaration in 41 years.* 
It is possible for the effects of&nbsp; a pandemic in a harsh economic climate ...      ]]>
    </description>
    <pubDate>2009-09-28 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Business Travel - in turbulent times]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/business-travel-in-turbulent-times]]></link>
    <description><![CDATA[
      We live in turbulent times, with events around the world bringing into focus the dangers and problems that can sometimes occur when travelling abroad.&nbsp;&nbsp; This can often mean that travellers find themselves caught up in a situation with no idea how and when they will get home. 
Medical t...      ]]>
    </description>
    <pubDate>2009-08-26 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[How to get the best from your Insurance Broker - In A Recession]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/how-to-get-the-best-from-your-insurance-broker-in-a-recession]]></link>
    <description><![CDATA[
      In a difficult economic climate, it is more important than ever to ensure you have the right insurance cover at the best possible price.&nbsp; An insurance broker will help you achieve this.&nbsp; They will work with you to gain an in-depth understanding of your business, providing a conduit to l...      ]]>
    </description>
    <pubDate>2009-07-23 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Spring 2009 Insurance Newsletter]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/our-magazine/spring-2009-insurance-newsletter]]></link>
    <description><![CDATA[
      Spring 2009 Insurance Newsletter      ]]>
    </description>
    <pubDate>2009-04-08 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Empty Property at risk from criminals]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/empty-property-at-risk-from-criminals]]></link>
    <description><![CDATA[
      Empty property is at risk from criminal activity, particularly vandalism and arson. 
Loss of rent and ongoing business rates mean empty property is costly for landlords and property owners. 
Shutting down an unoccupied building in a structured way will help protect it and minimise the cost of p...      ]]>
    </description>
    <pubDate>2009-04-03 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[The Road To Better Driving]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/the-road-to-better-driving]]></link>
    <description><![CDATA[
      The Driver Certificate of Professional Competence (Driver CPC) – was introduced in 2009.&nbsp; All drivers of buses, coaches and lorries are required to hold this certificate in addition to their licence. 
All new drivers will need to pass the Driver CPC theory and practical tests, in addition...      ]]>
    </description>
    <pubDate>2009-02-20 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Safety First]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/safety-first]]></link>
    <description><![CDATA[
      Every year in the UK, accidents happen in the workplace while using work equipment. Many are serious, some are even fatal. By identifying and assessing the potential risks in your work environment, you are part way to preventing accidents caused by work equipment – and minimising liability insu...      ]]>
    </description>
    <pubDate>2009-01-19 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Highway Robbery]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/highway-robbery]]></link>
    <description><![CDATA[
      There is evidence that insurance fraud could be helping to push car insurance premiums higher.&nbsp; The ABI claims that £840m of fraud was discovered in 2009, an increase of 14% on 2008, with car insurance fraud making up £410m of that.&nbsp; Insurance fraud has an obvious knock-on effect in t...      ]]>
    </description>
    <pubDate>2009-01-12 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Trials and Errors]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/trials-and-errors]]></link>
    <description><![CDATA[
      Business, like life, doesn't always go to plan. No matter how well managed your company is, things can sometimes still go wrong. Even the most reputable company can find itself in a dispute with a client over a mistake. How can you protect the business you have worked so hard to build up? 
Profe...      ]]>
    </description>
    <pubDate>2008-08-18 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Credit where it's due]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/credit-where-its-due]]></link>
    <description><![CDATA[
      If you can answer 'yes' to any of the following questions, we may be able to help you.

Have any of your customers ever been or become insolvent? 
Have you ever experienced a bad debt? 
Do you regularly sell to new customers or markets? 
Do you need help assessing the financial status of you...      ]]>
    </description>
    <pubDate>2008-08-11 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Age Discrimination regulations, make sure you comply!]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/age-discrimination-regulations-make-sure-you-comply]]></link>
    <description><![CDATA[
      The Equality Act 2010 came into force on 1 October 2010 and replaced all earlier discrimination legislation.&nbsp; In general terms the Act does not differ from earlier legislation.&nbsp; It is still unlawful to discriminate against workers on the grounds of age and examples of this kind of discr...      ]]>
    </description>
    <pubDate>2008-08-06 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Small Business Liability Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/small-business-liability-insurance]]></link>
    <description><![CDATA[
      Anyone who runs a small business, is self employed or works as a freelance tradesman should consider small business liability insurance. 
Small business liability insurance can help bring peace of mind to thousands of business people and tradesmen across Britain, and in some cases it has, no dou...      ]]>
    </description>
    <pubDate>2008-07-24 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Taking Control of Your Goods]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/taking-control-of-your-goods]]></link>
    <description><![CDATA[
      This article will look at the pitfalls of allowing third parties - such as suppliers, buyers, road hauliers and freight forwarders - to arrange or control insurance on your goods in transit. It will show that a good choice for you is to take control of transit insurance yourself,&nbsp; by accessi...      ]]>
    </description>
    <pubDate>2008-07-23 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Working at Height]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/working-at-height]]></link>
    <description><![CDATA[
      If you are a tradesman there is a good chance that you and/or your employees work at height on a day to day basis. Working at height brings its own safety concerns so it is important that all necessary precautions are taken to minimise the chances of a mishap. However, accidents happen even in th...      ]]>
    </description>
    <pubDate>2008-07-04 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[How sleep easy is your summer holiday insurance cover]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/newsletter-articles/how-sleep-easy-is-your-summer-holiday-insurance-cover]]></link>
    <description><![CDATA[
      Getting the right holiday insurance is extremely important.&nbsp; In the event of a medical emergency or serious incident, it pays to have the right cover. 
Many an unwary traveller is faced with an unforeseen situation that results in an unexpected cost. Comprehensive holiday insurance can prov...      ]]>
    </description>
    <pubDate>2008-07-04 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[How extinguished are you?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/newsletter-articles/how-extinguished-are-you]]></link>
    <description><![CDATA[
      The Regulatory Reform Fire Safety Order 2005 (FSO) isn't new legislation - it came into force in October 2006 and replaced over 70 pieces of fire safety law..&nbsp; The Fire Safety Order applies to all non-domestic premises in England and Wales, including the common parts of blocks of flats and h...      ]]>
    </description>
    <pubDate>2008-07-04 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Is your Company Driving on Thin Ice?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/is-your-company-driving-on-thin-ice]]></link>
    <description><![CDATA[
      The Corporate Manslaughter and Corporate Homicide Act 2007 came into force on 6 April 2008, creating a new offence called Corporate Manslaughter in England, Wales and Northern Ireland, and Corporate Homicide in Scotland. 
Under the law, an organisation will be guilty of an offence if the way its...      ]]>
    </description>
    <pubDate>2008-06-27 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Bold as Brass]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/bold-as-brass]]></link>
    <description><![CDATA[
      Increased demand for metal from the Far East, together with speculative investment in base metals by financial investors, has led to record international lead and copper prices of others such as aluminium, nickel and zinc following suit.&nbsp; These increased prices have resulted in more incident...      ]]>
    </description>
    <pubDate>2008-06-27 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Tradesman Liability Insurance - Why is it needed? ]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/tradesman-liability-insurance-why-is-it-needed-]]></link>
    <description><![CDATA[
      If you are a tradesman or if you work for yourself, you will probably know by now that one simple mistake or mishap has the potential to be very costly, even to the extent of closing down your business. For this reason, tradesman insurance is essential if you want to safeguard your livelihood. 
...      ]]>
    </description>
    <pubDate>2008-06-05 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Working Outdoors]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/working-outdoors]]></link>
    <description><![CDATA[
      All employers have a legal duty with regard to the workplace environment.&nbsp; Regulations relevant to the issue of weather exposure due to working outdoors:

The Workplace (Health, Safety and Welfare) Regulations 1992 – these require that the temperature in all workplaces be ‘reasonable...      ]]>
    </description>
    <pubDate>2008-05-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Business Insurance - What is it?  Do I need it?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/business-insurance-what-is-it-do-i-need-it]]></link>
    <description><![CDATA[
      Anybody running a business, no matter how small, needs to consider business insurance. Whether you are self-employed or run a small or medium sized business you need a good insurance policy that protects you, your business and your sources of income. 
Business insurance comes in many forms, incl...      ]]>
    </description>
    <pubDate>2008-05-08 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Employing Migrant Workers]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/employing-migrant-workers]]></link>
    <description><![CDATA[
      Some people are automatically entitled to work in the UK.&nbsp; Others may have restrictions on how long they can stay, whether they can work or the type of work they can do. 
It is important to follow certain procedures and carry out pre-recruitment right to work checks on each potential employ...      ]]>
    </description>
    <pubDate>2008-02-11 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Floods!!]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/newsletter-articles/floods]]></link>
    <description><![CDATA[
      The UK average sea level has increased by 10cm since 1900 and is set to increase further - and the South of England is gradually sinking.&nbsp; Climate and landscape change affects everyone and means that we are facing drier summers, more violent storms and wetter winters. 
Although flooding is ...      ]]>
    </description>
    <pubDate>2008-02-07 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[When is a car not just a car?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/newsletter-articles/when-is-a-car-not-just-a-car]]></link>
    <description><![CDATA[
      It may sound strange, but it’s true! Did you know that some people use their car as a replacement bathroom whilst driving - to shave, apply make-up, change clothes or even make a call of nature!&nbsp; Some regularly eat and drink in cars but, if there are any spills, they’ll take their eyes o...      ]]>
    </description>
    <pubDate>2008-02-06 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Are you Underinsured?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/newsletter-articles/are-you-underinsured]]></link>
    <description><![CDATA[
      With a history of property insurance costs rising, as a temporary measure, some businesses reduced the sums insured on their property cover in order to reduce the premium.&nbsp; Beware.&nbsp; If your sums insured are not adequate, in the event of a claim, you could be penalised by the Average con...      ]]>
    </description>
    <pubDate>2008-02-06 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Going to the ski slopes this year? Don't slip on a banana skin!]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/newsletter-articles/going-to-the-ski-slopes-this-year-dont-slip-on-a-banana-skin]]></link>
    <description><![CDATA[
      Whether you're a beginner or an off piste adrenalin junkie, you should make sure that you have the right Winter Sports or Ski insurance cover in place before you travel. 
Most Ski, Winter Sports or Snowboarding insurance policies do not cover you for off piste adventures let alone the more extre...      ]]>
    </description>
    <pubDate>2008-02-06 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Protect Your Business Against Staff Theft]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/protect-your-business-against-staff-theft]]></link>
    <description><![CDATA[
      Theft by staff has long been considered an occupational hazard by employers.&nbsp; Items normally at risk are lower value stock such as stationery but they can include equipment and computer peripherals which have a higher value.&nbsp; At worst an employer could face financial ruin as a consequen...      ]]>
    </description>
    <pubDate>2008-02-04 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Energy Performance Management]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/energy-performance-management]]></link>
    <description><![CDATA[
      Under the Energy Performance of Buildings (Certificates and Inspections) Regulations 2007, landlords and property owners in England and Wales are required to provide an Energy Performance Certificate (EPC) for all commercial buildings when they are constructed, rented or sold.&nbsp; The EPC is si...      ]]>
    </description>
    <pubDate>2008-01-30 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Slips, Trips and Falls at Work]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/slips-trips-and-falls-at-work]]></link>
    <description><![CDATA[
      Slips and trips are the single most common cause of injuries at work, accounting for over one third of all major injuries reported each year.&nbsp; As well as the obvious human cost, slips and trips cost employers over £512 million a year in lost production and other costs. 
Employers have to b...      ]]>
    </description>
    <pubDate>2008-01-25 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[The Corporate Manslaughter and Corporate Homicide Act 2007]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/the-corporate-manslaughter-and-corporate-homicide-act-2007]]></link>
    <description><![CDATA[
      The Corporate Manslaughter and Corporate Homicide Act became law in April 2008 and affects both private and public sector organisations, with some exemptions.&nbsp; It created a new offence called corporate manslaughter in England, Wales and Northern Ireland, and corporate homicide in Scotland.&n...      ]]>
    </description>
    <pubDate>2008-01-08 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Move Your Home Insurance Upmarket]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/move-your-home-insurance-upmarket]]></link>
    <description><![CDATA[
      Enhanced Household Cover 
If you have home contents that include a number of expensive items such as cameras, jewellery, computers or laptops and art you have more to lose in the event of a fire, flood or other catastrophic event. 
It’s important that you make sure you’re covered for your m...      ]]>
    </description>
    <pubDate>2008-01-02 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Are You Putting Your Belongings at Risk?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/are-you-putting-your-belongings-at-risk]]></link>
    <description><![CDATA[
      Many people in rented accommodation are putting their belongings at risk because they are not buying adequate home contents insurance cover 
Tenants sometimes overlook buying home insurance to try to cut costs.&nbsp; Home contents insurance is viewed by many as a bit of a luxury and so is often ...      ]]>
    </description>
    <pubDate>2008-01-02 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Crash for Cash]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/crash-for-cash]]></link>
    <description><![CDATA[
      'Crash for cash' is the term commonly used to describe a developing and dangerous motor insurance scam, masterminded by criminal gangs targeting honest motorists and putting innocent lives at risk.&nbsp; Organised fraudsters have found a way of turning what appear to be genuine motor accidents in...      ]]>
    </description>
    <pubDate>2007-12-19 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Reducing the Subsidence Risk to Your Home Caused by Trees]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/reducing-the-subsidence-risk-to-your-home-caused-by-trees]]></link>
    <description><![CDATA[
      Subsidence is a serious issue for both homeowners and the insurance industry, according to insurer Hiscox, with many of the problems we see today caused by older trees.&nbsp; However, looking into the future, homeowners - especially those with newly built homes - are urged to follow some simple g...      ]]>
    </description>
    <pubDate>2007-11-06 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Keep The Noise Down]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/keep-the-noise-down]]></link>
    <description><![CDATA[
      The Control of Noise at Work Regulations 2005 came fully into force for all industry sectors in Great Britain on 6 April 2008.&nbsp; The 2005 Regulations revoked and replaced the Noise at Work Regulations 1989. 
The purpose of the latest Regulations is to ensure that employees do not suffer dama...      ]]>
    </description>
    <pubDate>2007-10-29 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Unsecured Loads in Your Vehicle]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/unsecured-loads-in-your-vehicle]]></link>
    <description><![CDATA[
      What do carpenters have in common with carpet fitters? What links landscape gardeners and plasterers?&nbsp; Despite carrying out very different activities, these workers have at least one thing in common – they all need a vehicle, whether it is a car or a van, to earn their living.&nbsp; This s...      ]]>
    </description>
    <pubDate>2007-10-18 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Firework Safety Information for Retailers]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/firework-safety-information-for-retailers]]></link>
    <description><![CDATA[
      If you sell or supply fireworks, there are a number of issues that you need to be aware of:


Know your duties under the legislation governing the sale and storage of fireworks.&nbsp; In addition to general responsibilities under health and safety at work and fire safety laws, the key regulati...      ]]>
    </description>
    <pubDate>2007-10-16 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Chancel Repair Liability Insurance]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/chancel-repair-liability-insurance]]></link>
    <description><![CDATA[
      If you are the owner of former rectorial land in England or Wales, you may be liable under a little known piece of legislation called the Chancel Repairs Act 1932, to fund repairs to your local church.&nbsp; 
The land does not necessarily need to be near a church to be affected.&nbsp; Furthermor...      ]]>
    </description>
    <pubDate>2007-10-12 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Tiredness Can Kill - Take a Break]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/tiredness-can-kill-take-a-break]]></link>
    <description><![CDATA[
      For many people, driving is the most hazardous part of their work activity.&nbsp; It's estimated that around 200 road deaths and serious injuries each week involve someone at work. Around one third of all crashes are estimated to involve someone who was at work at the time - meaning that up to 1,...      ]]>
    </description>
    <pubDate>2007-09-14 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Preparing for a flood makes good business sense]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/preparing-for-a-flood-makes-good-business-sense]]></link>
    <description><![CDATA[
      In recent years, we have seen an increasing amount of flooding in England and Wales.&nbsp; This has focused&nbsp;the attention of many businesses on the&nbsp;importance of having better flood protection as part of their business insurance.
Floods are one of the most common and widespread of all ...      ]]>
    </description>
    <pubDate>2007-07-15 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Fly Tipping]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/fly-tipping]]></link>
    <description><![CDATA[
      Fly tipping can best be defined as the 'illegal deposit of any waste onto land' i.e. waste dumped or tipped on a site with no licence to accept such waste. Items that are dumped can range from normal household waste, larger domestic items, building waste or even whole cars!
The two main sources ...      ]]>
    </description>
    <pubDate>2007-07-13 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[More Employees Given the Right to Request Flexible Working]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/more-employees-given-the-right-to-request-flexible-working]]></link>
    <description><![CDATA[
      The legislation giving employees with young and disabled children the right to request flexible working was first introduced in 2003 as a result of the Employment Act 2002.&nbsp; Under the provisions of The Work and Families Act 2006, this right has now been extended from April 2007 to the carers...      ]]>
    </description>
    <pubDate>2007-06-11 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Enlarging Europe - how does this affect you?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/enlarging-europe-how-does-this-affect-you]]></link>
    <description><![CDATA[
      The growth of the European Union has seen a number ofworkers including plumbers, plasterers, tilers and builders migrate from Europe to the UK, hoping to secure work in this country.&nbsp; Since the EU expanded in 2004 to include another 10 countries, there have been enhanced opportunities for bo...      ]]>
    </description>
    <pubDate>2007-05-31 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Email hints and tips]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/email-hints-and-tips]]></link>
    <description><![CDATA[
      Increasingly more businesses are using email to improve their communications.&nbsp; It can be a quick, convenient and effective way of contacting both customers and other members of your team, without the disruptive effect of a phone call.&nbsp;
However,&nbsp;if you use email or plan to introduc...      ]]>
    </description>
    <pubDate>2007-05-25 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Five Steps to Risk Assessment]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/five-steps-to-risk-assessment]]></link>
    <description><![CDATA[
      Accidents and ill health can ruin lives and affect your business. You are legally required to assess the risks in your workplace and this step by step guide can help you to carry out your assessment. 
A risk assessment is a careful examination of your workplace and work activities, identifying h...      ]]>
    </description>
    <pubDate>2007-05-23 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[A Fire in the Workplace]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/a-fire-in-the-workplace]]></link>
    <description><![CDATA[
      When did you last have your wiring systems inspected? Are you familiar with the Electricity at Work Regulations 1989? 
The purpose of these Regulations is to ensure that precautions are taken to protect against the risk of death or personal injury from electricity in work activities. 
Both empl...      ]]>
    </description>
    <pubDate>2007-05-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Falls from heights]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/falls-from-heights]]></link>
    <description><![CDATA[
      Claims being made against employers have revealed that some businesses are still failing their staff when it comes to managing work at heights. 
Some of the most serious consequences are caused by falls from a low height (activities that are carried out close to the ground).&nbsp; They also high...      ]]>
    </description>
    <pubDate>2007-05-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Motor Fleet Insurance Claims]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/motor-fleet-insurance-claims]]></link>
    <description><![CDATA[
      Ensuring you have the best motor insurance for your needs is vital, providing you with cover in the event you need to make a motor insurance claim. Here’s an example of a claim against a motor fleet insurance policy: 
New vehicle replacement
A salesman was involved in a collision whilst drivi...      ]]>
    </description>
    <pubDate>2007-04-04 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Fleet Companies Beware!]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/fleet-companies-beware]]></link>
    <description><![CDATA[
      Up to a third of all road traffic incidents – 1000 fatalities alone – may involve someone who is at work at the time.– this is quite an alarming statistic.* 
The Health and Safety Executive advise that employers, managers or supervisors with staff have the same duty of care when they are d...      ]]>
    </description>
    <pubDate>2007-03-26 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Working From Home - what can go wrong?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/working-from-home-what-can-go-wrong]]></link>
    <description><![CDATA[
      Fire
Business contents&nbsp;were damaged&nbsp;following a fire in&nbsp;the home.&nbsp; As a result,&nbsp;the policyholder couldn't run his business from there.&nbsp; The business interruption cover&nbsp;provided under the business from home policy covered the additional expenses involved in movi...      ]]>
    </description>
    <pubDate>2007-03-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Tradesmen - what can go wrong?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/tradesmen-what-can-go-wrong]]></link>
    <description><![CDATA[
      In the course of his business, an electrician installed wiring incorrectly in the customer's premises. This resulted in a fire, which caused major damage to the premises. The customer claimed against the electrician for the damage. &nbsp;&nbsp;Whilst installing a new washing machine, a plumber ac...      ]]>
    </description>
    <pubDate>2007-03-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Shops - what can go wrong?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/shops-what-can-go-wrong]]></link>
    <description><![CDATA[
      Shops business insurance claims are very real. Many shop owners have to make claims against their shop insurance policy. Could you be one of these? We look at examples of what can go wrong:
Fire 
A shop fire resulted in the entire stock of foodstuffs being ruined by smoke damage.&nbsp; In addit...      ]]>
    </description>
    <pubDate>2007-03-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Office Insurance Claims]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/office-insurance-claims]]></link>
    <description><![CDATA[
      Do you have an office insurance policy for your business premises? Many business offices are left unprotected at night, making them vulnerable to theft.&nbsp; It’s important to ensure you have suitable Office Insurance in place, just in case. 
Here are some examples of things that can go wrong...      ]]>
    </description>
    <pubDate>2007-03-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[My Home Insurance - what can go wrong?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/my-home-insurance-what-can-go-wrong]]></link>
    <description><![CDATA[
      Candles look great - but be careful!
Fire claims account for a high proportion of claims under home insurance policies, with electrical faults and candles cited as common causes.&nbsp; On Christmas day, one unlucky family left their candles burning in the lounge, where the Christmas gifts were w...      ]]>
    </description>
    <pubDate>2007-03-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Directors and Officers - what can go wrong?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/directors-and-officers-what-can-go-wrong]]></link>
    <description><![CDATA[
      The director of a small manufacturing company named personally in an unfair dismissal claim by a former employee.&nbsp; The costs incurred in defending the director were in excess of&nbsp;£10,000.The director of a golf course design company faced an action under Environmental Legislation, allegi...      ]]>
    </description>
    <pubDate>2007-03-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Property Insurance - what can go wrong?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/property-insurance-what-can-go-wrong]]></link>
    <description><![CDATA[
      Property insurance for your home can be one of the most important pieces of insurance you buy. It is important to ensure your home and valuables are protected and insured for the correct values otherwise in the event of a property insurance claim you may get a reduced amount paid.
Do I have enou...      ]]>
    </description>
    <pubDate>2007-03-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Professional Indemnity - what can go wrong?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/professional-indemnity-what-can-go-wrong]]></link>
    <description><![CDATA[
      Professional indemnity claims are many and varied. As a professional it’s vital that you have adequate professional indemnity insurance in place – here are some examples of things that can go wrong:
Errors

An advertising consultant added the wrong telephone number in an ad. This resulted ...      ]]>
    </description>
    <pubDate>2007-03-22 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Truck Cargo Crime]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/truck-cargo-crime]]></link>
    <description><![CDATA[
      Below is a list of five tricks of the cargo trade – something you should be aware of if your business is connected with the movement of freight. 
If your business is connected with the movement of freight in the UK and Europe, you need to be aware of these possible scams.&nbsp; It’s also vit...      ]]>
    </description>
    <pubDate>2007-03-15 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Tips for Small Businesses]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/tips-for-small-businesses]]></link>
    <description><![CDATA[
      Waste is often left outside business premises where it is a potential target for vandals or arsonists. Outlined below are some simple measures that you can take to help protect your business against these risks 

Consider all kinds of waste disposed of by your business and pay particular attent...      ]]>
    </description>
    <pubDate>2007-03-15 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Winter closedown]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/winter-closedown]]></link>
    <description><![CDATA[
      Many property damage claims occur during the winter because of cold weather and winter storms. This is as much a risk for businesses as residential properties with many businesses closing down for up to 2 weeks over the Christmas and New Year periods.&nbsp; However, preparation and forward planni...      ]]>
    </description>
    <pubDate>2007-03-15 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Regulatory Reform (Fire Safety) Order 2005]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/regulatory-reform-fire-safety-order-2005]]></link>
    <description><![CDATA[
      The Regulatory Reform (Fire Safety) Order 2005 came into force on 1 October 2006. It was designed to bring previous fire safety legislation into a single regulatory regime and it replaced the fire safety requirements of over 70 different pieces of legislation. 
The new regulations removed the re...      ]]>
    </description>
    <pubDate>2007-03-15 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Environmental Liability Directive]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/environmental-liability-directive]]></link>
    <description><![CDATA[
      The Environmental Liability Directive became law in 2004 and was implemented by all EU Member States by 2007.&nbsp; It affects all businesses that have the potential to cause damage to the environment. A key difference between the Directive and previous UK environmental legislation was the potent...      ]]>
    </description>
    <pubDate>2007-03-14 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Flooding and the impact on your business]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/news/useful-information/flooding-and-the-impact-on-your-business]]></link>
    <description><![CDATA[
      Many of Britain's business owners have witnessed the devastating effects of flooding.&nbsp; The need for adequate insurance cover and business continuity planning has never been more apparent. 
Insurance can be arranged to cover both the physical damage to your property and your business's loss ...      ]]>
    </description>
    <pubDate>2007-03-14 00:00:00</pubDate>
  </item>
  <item>
    <title><![CDATA[Liabilities - what can go wrong?]]></title>
    <link><![CDATA[http://cherry-picked-insurance.co.uk/case-studies/liabilities-what-can-go-wrong]]></link>
    <description><![CDATA[
      Employers LiabilityA brewery company employee climbed onto a conveyor belt to remove some jammed cans.&nbsp; He slipped and trapped his arm in the conveyor belt.&nbsp; The employer was held liable for his injuries because of inadequate training and lack of proper proceduresAn office worker sustai...      ]]>
    </description>
    <pubDate>2007-03-02 00:00:00</pubDate>
  </item>
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