Case Studies

Directors and Officers Liability Insurance Claims

Directors and Officers Liability Insurance Claims

Defending a liability claim can be hugely expensive even if the defence is successful. While payment from your company (if...

more..

Small Business Liability Insurance

Small Business Liability Insurance

Anyone who runs a small business, is self employed or works as a freelance tradesman should consider small business liability...

more..

Working at Height

Working at Height

If you are a tradesman there is a good chance that you and/or your employees work at height on a...

more..

Tradesman Liability Insurance - Why is it needed?

Tradesman Liability Insurance - Why is it needed?

If you are a tradesman or if you work for yourself, you will probably know by now that one simple...

more..

Business Insurance - What is it?  Do I need it?

Business Insurance - What is it? Do I need it?

Anybody running a business, no matter how small, needs to consider business insurance. Whether you are self-employed or run a...

more..

Motor Insurance - What Can Go Wrong

Motor Insurance - What Can Go Wrong

An employee driving a company car was involved in a collision.  As a result , the 5...

more..

Working From Home - what can go wrong?

Working From Home - what can go wrong?

Business contents were damaged following a fire in the home.  As a result, the policyholder couldn't run his business from there.  The business...

more..

Tradesmen - what can go wrong?

Tradesmen - what can go wrong?

In the course of his business, an electrician installed wiring incorrectly in the customer's premises. This resulted in a fire,...

more..

Shops - what can go wrong?

Shops - what can go wrong?

A shop fire resulted in the entire stock of foodstuffs being ruined by smoke damage.  In addition, damage...

more..

Offices - what can go wrong?

Offices - what can go wrong?

An office was broken into and several computers were stolen, along with the keys to the premises.  The cost...

more..

My Home Insurance - what can go wrong?

My Home Insurance - what can go wrong?

Fire claims account for a high proportion of claims under home insurance policies,...

more..

Directors and Officers - what can go wrong?

Directors and Officers - what can go wrong?

The director of a small manufacturing company named personally in an unfair dismissal claim by a former employee.  The costs...

more..

Property Insurance - what can go wrong?

Property Insurance - what can go wrong?

A key issue is the importance of ensuring that the values you have given as your sums insured are adequate. If...

more..

Professional Indemnity - what can go wrong?

Professional Indemnity - what can go wrong?

An advertising consultant added the wrong telephone number in an advertisement.  This resulted in a reduction in sales, resultant income...

more..

Residential Property Owners - what can go wrong?

Residential Property Owners - what can go wrong?

During a spell of cold weather, the water supply pipe in the loft space burst due to freezing.  The resultant escape of...

more..

Liabilities - what can go wrong?

Liabilities - what can go wrong?

A brewery company employee climbed onto a conveyor belt to remove some jammed cans.  He slipped and trapped his...

more..