Case Studies

Residential Property Owners Claims

Residential Property Owners Claims

Residential property owners may not be easily able to prevent damage to their properties as they are not in everyday...

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Directors and Officers Liability Insurance Claims

Directors and Officers Liability Insurance Claims

Defending a liability claim can be hugely expensive even if the defence is successful. While payment from your company (if...

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Small Business Liability Insurance

Small Business Liability Insurance

Anyone who runs a small business, is self employed or works as a freelance tradesman should consider small business liability...

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Working at Height

Working at Height

If you are a tradesman there is a good chance that you and/or your employees work at height on a...

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Tradesman Liability Insurance - Why is it needed?

Tradesman Liability Insurance - Why is it needed?

If you are a tradesman or if you work for yourself, you will probably know by now that one simple...

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Business Insurance - What is it?  Do I need it?

Business Insurance - What is it? Do I need it?

Anybody running a business, no matter how small, needs to consider business insurance. Whether you are self-employed or run a...

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Motor Fleet Insurance Claims

Motor Fleet Insurance Claims

Ensuring you have the best motor insurance for your needs is vital, providing you with cover in the event you...

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Working From Home - what can go wrong?

Working From Home - what can go wrong?

Business contents were damaged following a fire in the home.  As a result, the policyholder couldn't run his business from there.  The business...

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Tradesmen - what can go wrong?

Tradesmen - what can go wrong?

In the course of his business, an electrician installed wiring incorrectly in the customer's premises. This resulted in a fire,...

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Shops - what can go wrong?

Shops - what can go wrong?

A shop fire resulted in the entire stock of foodstuffs being ruined by smoke damage.  In addition, damage...

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Office Insurance Claims

Office Insurance Claims

Do you have an office insurance policy for your business premises? Many business offices are left unprotected at night, making...

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My Home Insurance - what can go wrong?

My Home Insurance - what can go wrong?

Fire claims account for a high proportion of claims under home insurance policies,...

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Directors and Officers - what can go wrong?

Directors and Officers - what can go wrong?

The director of a small manufacturing company named personally in an unfair dismissal claim by a former employee.  The costs...

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Property Insurance - what can go wrong?

Property Insurance - what can go wrong?

A key issue is the importance of ensuring that the values you have given as your sums insured are adequate. If...

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Professional Indemnity - what can go wrong?

Professional Indemnity - what can go wrong?

An advertising consultant added the wrong telephone number in an advertisement.  This resulted in a reduction in sales, resultant income...

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Liabilities - what can go wrong?

Liabilities - what can go wrong?

A brewery company employee climbed onto a conveyor belt to remove some jammed cans.  He slipped and trapped his...

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